{"id":920,"date":"2023-07-27T20:49:00","date_gmt":"2023-07-27T18:49:00","guid":{"rendered":"https:\/\/www.e-cons.eu\/?p=920"},"modified":"2024-04-23T20:50:13","modified_gmt":"2024-04-23T18:50:13","slug":"milostive-leto-2023-splatte-dluhy-bez-sankci-jak-na-to","status":"publish","type":"post","link":"https:\/\/www.e-cons.eu\/sk\/post\/milostive-leto-2023-splatte-dluhy-bez-sankci-jak-na-to","title":{"rendered":"Milostiv\u00e9 l\u00e9to 2023: spla\u0165te dluhy bez sankc\u00ed. Jak na to?"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.e-cons.eu\/wp-content\/uploads\/2024\/04\/image-165-1024x678.jpeg\" alt=\"\" class=\"wp-image-921\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">U\u017e pot\u0159et\u00ed maj\u00ed dlu\u017en\u00edci mo\u017enost&nbsp;<strong>zbavit se v\u00fdhodn\u011b sv\u00fdch rest\u016f v\u016f\u010di st\u00e1tn\u00ed spr\u00e1v\u011b<\/strong>&nbsp;v r\u00e1mci Milostiv\u00e9ho l\u00e9ta. Akce se zam\u011b\u0159uje p\u0159edev\u0161\u00edm na&nbsp;<strong>dluhy na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed a dan\u00edch<\/strong>. Jak p\u0159esn\u011b funguje a jak postupovat p\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti? Pokra\u010dujte ve \u010dten\u00ed a v\u0161e se dozv\u00edte.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co je Milostiv\u00e9 l\u00e9to a jak\u00e9 jsou jeho podm\u00ednky?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Milostiv\u00e9 l\u00e9to b\u011b\u017e\u00ed&nbsp;<strong>od 1. \u010dervence do 30. listopadu 2023<\/strong>. V praxi znamen\u00e1, \u017ee pro zbaven\u00ed se dluhu sta\u010d\u00ed, kdy\u017e&nbsp;<strong>zaplat\u00edte dlu\u017enou \u010d\u00e1stku<\/strong>. St\u00e1t v\u00e1m pak&nbsp;<strong>odpust\u00ed sankce neboli tzv. p\u0159\u00edslu\u0161enstv\u00ed dan\u00ed&nbsp;<\/strong>(\u00faroky, pen\u00e1le, pokuty, n\u00e1klady \u0159\u00edzen\u00ed apod.). Legislativn\u011b ho upravuje&nbsp;<a href=\"https:\/\/www.zakonyprolidi.cz\/cs\/2023-182\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Z\u00e1kon \u010d. 182\/2023 Sb.<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O odpu\u0161t\u011bn\u00ed lze po\u017e\u00e1dat u dluh\u016f, kter\u00e9 vznikly<strong>&nbsp;do 30. z\u00e1\u0159\u00ed 2022<\/strong>. Jestli\u017ee je v\u00e1\u0161 dluh v exekuci a chcete akci vyu\u017e\u00edt, mus\u00ed j\u00edt o&nbsp;<strong>spr\u00e1vn\u00ed \u010di da\u0148ovou exekuci<\/strong>&nbsp;a pohled\u00e1vku&nbsp;<strong>nesm\u00ed vym\u00e1hat soudn\u00ed exekutor.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Obecn\u011b pro Milostiv\u00e9 l\u00e9to plat\u00ed tento postup:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"1\">\n<li>Ov\u011b\u0159te si v\u00fd\u0161i nesplacen\u00e9ho dluhu.<\/li>\n\n\n\n<li>V term\u00ednu ode\u0161lete \u017e\u00e1dost p\u0159\u00edslu\u0161n\u00e9mu \u00fa\u0159adu.<\/li>\n\n\n\n<li>Zapla\u0165te nedoplatek.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">V\u0161emi kroky v\u00e1s n\u00ed\u017ee podrobn\u011bji provedeme. Je tak\u00e9 dobr\u00e9 v\u011bd\u011bt, \u017ee n\u011bkter\u00e9 dluhy v\u00e1m \u00fa\u0159ady&nbsp;<strong>odpust\u00ed automaticky,<\/strong>&nbsp;tak\u017ee ve dvou p\u0159\u00edpadech nemus\u00edte pos\u00edlat \u017e\u00e1dost:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nedoplatky nepatrn\u00e9 hodnoty.\u00a0<\/strong>Pat\u0159\u00ed mezi n\u011b drobn\u00e9 dlu\u017en\u00e9 \u010d\u00e1stky \u2013\u00a0<strong>do 30 K\u010d<\/strong>\u00a0na dani z nemovit\u00fdch v\u011bc\u00ed a\u00a0<strong>do 200 K\u010d<\/strong>\u00a0pro ostatn\u00ed dan\u011b. Sou\u010det nedoplatk\u016f u\u202fjednoho spr\u00e1vce dan\u011b nesm\u00ed p\u0159ekro\u010dit 1\u202f000 K\u010d.<\/li>\n\n\n\n<li><strong>P\u0159\u00edslu\u0161enstv\u00ed k pojistn\u00e9mu na soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed<\/strong>, pokud jste sv\u016fj dluh pln\u011b uhradili\u00a0<strong>do 30. \u010dervna 2023<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Na kter\u00e9 dluhy se akce vztahuje?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fyzick\u00e9 osoby v\u010detn\u011b OSV\u010c<\/strong>&nbsp;mohou po\u017e\u00e1dat o odpu\u0161t\u011bn\u00ed t\u00fdkaj\u00edc\u00ed se t\u011bchto plateb:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed a p\u0159\u00edsp\u011bvky na st\u00e1tn\u00ed politiku zam\u011bstnanosti,<\/li>\n\n\n\n<li>da\u0148ov\u00e9 nedoplatky,<\/li>\n\n\n\n<li>poplatky vym\u00e1han\u00e9 Celn\u00edm \u00fa\u0159adem,<\/li>\n\n\n\n<li>dluhy v\u016f\u010di soud\u016fm a V\u011bze\u0148sk\u00e9 spr\u00e1v\u011b \u010cR (tzv. justi\u010dn\u00ed pohled\u00e1vky, tedy pen\u011b\u017eit\u00e1 pln\u011bn\u00ed spravovan\u00e1 soudy nebo V\u011bze\u0148skou slu\u017ebou \u010cR \u2013 nap\u0159. pen\u011b\u017eit\u00fd trest dle trestn\u00edho \u0159\u00e1du, po\u0159\u00e1dkov\u00e1 pokuta, n\u00e1klady spojen\u00e9 s\u202fv\u00fdkonem vazby, n\u00e1klady v\u00fdkonu trestu&#8230;),<\/li>\n\n\n\n<li>jin\u00e9 dluhy vym\u00e1han\u00e9 \u00fazemn\u00ed samospr\u00e1vou (nap\u0159. m\u00edstn\u00ed poplatky za psy, odvoz komun\u00e1ln\u00edho odpadu, odvod za poru\u0161en\u00ed rozpo\u010dtov\u00e9 k\u00e1zn\u011b&#8230;).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pr\u00e1vnick\u00e9 osoby<\/strong>&nbsp;(spole\u010dnosti, dru\u017estva, SVJ, spolky aj.) uplatn\u00ed Milostiv\u00e9 l\u00e9to pouze v oblasti soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co st\u00e1t odpou\u0161t\u00ed v r\u00e1mci Milostiv\u00e9ho l\u00e9ta?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dlu\u017e\u00edte za n\u011bkterou z polo\u017eek ze seznamu v\u00fd\u0161e? Kdy\u017e v term\u00ednu po\u017e\u00e1d\u00e1te o odpu\u0161t\u011bn\u00ed a sv\u016fj dluh uhrad\u00edte,&nbsp;<strong>zanikne jeho \u201ep\u0159\u00edslu\u0161enstv\u00ed\u201c \u2013 to znamen\u00e1, \u017ee d\u00edky akci nemus\u00edte platit<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00faroky z\u202fprodlen\u00ed, \u00a0<\/li>\n\n\n\n<li>\u00faroky z\u202fpose\u010dkan\u00e9 \u010d\u00e1stky,<\/li>\n\n\n\n<li>pen\u00e1le,<\/li>\n\n\n\n<li>pokuty za opo\u017ed\u011bn\u00e9 tvrzen\u00ed dan\u011b, \u00a0<\/li>\n\n\n\n<li>n\u00e1klady \u0159\u00edzen\u00ed v\u010detn\u011b exeku\u010dn\u00edch n\u00e1klad\u016f, \u00a0<\/li>\n\n\n\n<li>sankce, \u00a0<\/li>\n\n\n\n<li>bagateln\u00ed nedoplatky.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Jak zjistit, kolik dlu\u017e\u00edm?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fd\u0161i dluhu lze naj\u00edt&nbsp;<strong>v aplikac\u00edch&nbsp;<\/strong><a href=\"https:\/\/eportal.cssz.cz\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>ePort\u00e1l<\/strong><\/a><strong>&nbsp;(pro soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed) a&nbsp;<\/strong><a href=\"https:\/\/adisspr.mfcr.cz\/pmd\/home\/prihlaseni-do-dis\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Da\u0148ov\u00e1 informa\u010dn\u00ed schr\u00e1nka PLUS<\/strong><\/a><strong>&nbsp;(pro dan\u011b)<\/strong>. Jako fyzick\u00e1 osoba se jednodu\u0161e p\u0159ihl\u00e1s\u00edte p\u0159es datovou schr\u00e1nku \u010di Identitu ob\u010dana \u2013 nap\u0159\u00edklad prost\u0159ednictv\u00edm sv\u00e9 banky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud se do ePort\u00e1lu nebo DIS+ nem\u016f\u017eete p\u0159ihl\u00e1sit,<strong>&nbsp;vyu\u017eijte tyto alternativy:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed fyzick\u00fdch osob:\u00a0<\/strong>n\u00e1v\u0161t\u011bva pobo\u010dky OSSZ v m\u00edst\u011b v\u00fdkonu \u010dinnosti \u010di va\u0161eho trval\u00e9ho bydli\u0161t\u011b.<\/li>\n\n\n\n<li><strong>Dan\u011b:<\/strong>\u00a0pod\u00e1n\u00ed \u017e\u00e1dosti o\u202fv\u00fdpis z\u202fosobn\u00edho da\u0148ov\u00e9ho \u00fa\u010dtu finan\u010dn\u00edmu \u00fa\u0159adu s\u202fpoplatkem 100 K\u010d. M\u016f\u017eete poslat doporu\u010den\u00fd dopis anebo vyplnit online formul\u00e1\u0159 na webu\u00a0<a href=\"https:\/\/adisspr.mfcr.cz\/pmd\/epo\/formulare\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Mojedane.cz<\/strong><\/a>\u00a0(Obecn\u00e9 p\u00edsemnosti => \u017d\u00e1dost o vystaven\u00ed potvrzen\u00ed o stavu osobn\u00edho da\u0148ov\u00e9ho \u00fa\u010dtu).<\/li>\n\n\n\n<li><strong>Justi\u010dn\u00ed pohled\u00e1vky:<\/strong>\u00a0v\u00fd\u0161i dluhu sd\u011bl\u00ed p\u0159\u00edslu\u0161n\u00fd soud \u010di\u202fV\u011bze\u0148sk\u00e1 slu\u017eba \u010cR.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Postup pod\u00e1n\u00ed \u017e\u00e1dosti o odpu\u0161t\u011bn\u00ed dluh\u016f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e1vod pro jednotliv\u00e9 typy dluh\u016f a vzory \u017e\u00e1dost\u00ed najdete&nbsp;<strong>na str\u00e1nk\u00e1ch&nbsp;<\/strong><a href=\"https:\/\/milostiveleto.cz\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Milostiveleto.cz<\/strong><\/a>. \u017d\u00e1dost doru\u010dte na p\u0159\u00edslu\u0161n\u00fd \u00fa\u0159ad&nbsp;<strong>mezi 1. \u010dervencem a 30. listopadem 2023<\/strong>, kdy akce prob\u00edh\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O mimo\u0159\u00e1dn\u00e9 odpu\u0161t\u011bn\u00ed v pr\u016fb\u011bhu Milostiv\u00e9ho l\u00e9ta lze po\u017e\u00e1dat:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>datovou schr\u00e1nkou,<\/li>\n\n\n\n<li>e-mailem s elektronick\u00fdm podpisem nebo kopi\u00ed vlastnoru\u010dn\u00edho podpisu,<\/li>\n\n\n\n<li>doporu\u010den\u00fdm dopisem,<\/li>\n\n\n\n<li>p\u0159es\u00a0<a href=\"http:\/\/www.eportal.cssz.cz\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>ePort\u00e1l \u010cSSZ<\/strong><\/a>\u00a0(pro dluhy na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed),<\/li>\n\n\n\n<li>\u00fastn\u00edm protokolem na finan\u010dn\u00edm \u00fa\u0159ad\u011b.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zp\u016fsoby spl\u00e1cen\u00ed dluh\u016f p\u0159i vyu\u017eit\u00ed Milostiv\u00e9ho l\u00e9ta<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u011b\u0159itelem neboli&nbsp;<strong>instituc\u00ed, kter\u00e9 zaplat\u00edte dlu\u017enou \u010d\u00e1stku<\/strong>, bude dle va\u0161\u00ed situace:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u010cesk\u00e1 nebo Okresn\u00ed spr\u00e1va soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSZZ\/OSSZ),<\/li>\n\n\n\n<li>finan\u010dn\u00ed \u00fa\u0159ad,<\/li>\n\n\n\n<li>soud,<\/li>\n\n\n\n<li>V\u011bze\u0148sk\u00e1 slu\u017eba \u010cR,<\/li>\n\n\n\n<li>celn\u00ed \u00fa\u0159ad (ale na clo a jeho p\u0159\u00edslu\u0161enstv\u00ed se akce nevztahuje),<\/li>\n\n\n\n<li>obec, kraj \u010di hlavn\u00ed m\u011bsto Praha (pokud se k leto\u0161n\u00edmu Milostiv\u00e9mu l\u00e9tu p\u0159ipoj\u00ed).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Konkr\u00e9tn\u00ed postup pak z\u00e1le\u017e\u00ed na v\u00fd\u0161i dluhu:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dluhy do 5 000 K\u010d<\/strong>\u00a0je t\u0159eba zaplatit\u00a0<strong>jednor\u00e1zov\u011b\u00a0<\/strong>od 1. \u010dervence do 30. listopadu 2023.<\/li>\n\n\n\n<li><strong>Dluhy nad 5\u202f000 K\u010d\u00a0<\/strong>lze zaplatit\u00a0<strong>ve spl\u00e1tk\u00e1ch<\/strong>\u00a0(pokud nejde o nedoplatek z\u00e1lohy na da\u0148). V\u00fd\u0161e prvn\u00edch spl\u00e1tek se stanov\u00ed jako 1\/12 \u010di 1\/60 nedoplatku zaokrouhlen\u00e9ho na cel\u00e9 koruny nahoru. Posledn\u00ed spl\u00e1tka pak \u010din\u00ed zbytek nedoplatku. A pozor \u2013 kdy\u017e svou spl\u00e1tku\u00a0<strong>neuhrad\u00edte v\u010das<\/strong>, mo\u017enost vyu\u017eit\u00ed Milostiv\u00e9ho l\u00e9ta\u00a0<strong>zanik\u00e1<\/strong>!<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Spl\u00e1tkov\u00fd kalend\u00e1\u0159 pro da\u0148ov\u00e9 nedoplatky:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dluh se rozlo\u017e\u00ed na 12 \u010di 60 spl\u00e1tek, kter\u00e9 uhrad\u00edte v\u017edy na konci m\u011bs\u00edce.<\/li>\n\n\n\n<li>Na 12 spl\u00e1tek se vztahuj\u00ed term\u00edny od 30. listopadu 2023 do 31. \u0159\u00edjna 2024.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Spl\u00e1tky soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dlu\u017enou \u010d\u00e1stku do 50\u202f000 K\u010d\u00a0<\/strong>uhrad\u00edte ve 12 spl\u00e1tk\u00e1ch v\u017edy na konci m\u011bs\u00edce v\u202fterm\u00ednu od 31. prosince 2023 do 30. listopadu 2024.<\/li>\n\n\n\n<li><strong>Dlu\u017enou \u010d\u00e1stku nad 50\u202f000 K\u010d<\/strong>\u00a0uhrad\u00edte v\u202f60 spl\u00e1tk\u00e1ch v\u017edy na konci m\u011bs\u00edce v\u202fterm\u00ednu od 31. prosince 2023 do 30. listopadu 2028.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pro dal\u0161\u00ed podrobnosti o Milostiv\u00e9m l\u00e9tu nav\u0161tivte&nbsp;<strong>web&nbsp;<\/strong><a href=\"https:\/\/milostiveleto.cz\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Milostiveleto.cz.<\/strong><\/a><strong>&nbsp;<\/strong>Zdarma v\u00e1m s pod\u00e1n\u00edm \u017e\u00e1dosti i dal\u0161\u00edmi dotazy porad\u00ed na&nbsp;<strong>dluhov\u00e9 lince 770 600 800<\/strong>&nbsp;(po-p\u00e1, 9\u201317 h) nebo&nbsp;<strong>na e-mailu jakprezitdluhy@clovekvtisni.cz<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"<p>U\u017e pot\u0159et\u00ed maj\u00ed dlu\u017en\u00edci mo\u017enost&nbsp;zbavit se v\u00fdhodn\u011b sv\u00fdch rest\u016f v\u016f\u010di st\u00e1tn\u00ed spr\u00e1v\u011b&nbsp;v r\u00e1mci Milostiv\u00e9ho l\u00e9ta. Akce se zam\u011b\u0159uje p\u0159edev\u0161\u00edm na&nbsp;dluhy na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed a dan\u00edch. Jak p\u0159esn\u011b funguje a jak postupovat p\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti? Pokra\u010dujte ve \u010dten\u00ed a v\u0161e se dozv\u00edte. Co je Milostiv\u00e9 l\u00e9to a jak\u00e9 jsou jeho podm\u00ednky? Milostiv\u00e9 l\u00e9to b\u011b\u017e\u00ed&nbsp;od 1. \u010dervence [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":921,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Milostiv\u00e9 l\u00e9to 2023: spla\u0165te dluhy bez sankc\u00ed. 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